Lucky Money App Review – Is it a Scam? Can You Cash Out?

lucky money app review Welcome to my Luck Money app review!

The Google Play store is jam-packed with apps that supposedly give users a real chance to win free money.

I have reviewed similar apps such as Lucky Day, Scratch Day, and Spin Day and a few others.

Although they are all legitimate and addictive, none of them has lived up to my expectations.

Today, I tested one of the most popular apps in the World called Luck Money!

Lucky Money app combines different ways to win real cash prizes, including scratchers, egg crackers, egg crackers, and daily raffles.

What are your chances of winning? Does it pay or you will get stuck before reaching the payout?

Read my in-depth review below to find out!

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Lucky Money App Review

  • Name: Lucky Money
  • Website:
  • Company: Lucky Money Studio Limited
  • Membership Eligibility: Worldwide
  • Price: Free
  • Overall Rating: 2/5


What is Lucky Money App?

Lucky Money is a sweepstakes app where you have different ways to win cash prizes, including:


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  • Scratching cards.
  • Entering raffles.
  • Cracking eggs.

The app is entirely funded by advertisers, which means it’s 100% free to play. Therefore, you won’t put your hard-earned money at risk for a chance to win.

However, you will be forced to watch a ton of video advertisements in the process.

So, you’re actually paying with another valuable currency called time.

Luck Money app is operated by a Hong Kong-based company called Lucky Money Studio Limited, and it’s available worldwide.


Is Lucky Money App a Scam?

I believe Lucky Money is operating legally, but that doesn’t mean you will be able to cash out.

In the beginning, Lucky Money will let you win a few dollars quickly, but after a while, things may slow down considerably. 

If you check the reviews on Google Play, you will see that many people get stuck before reaching the minimum payout.

It’s heartbreaking to see these reviews:

review 1


review 2

Another player said the following:

“…It’s been two weeks since I’ve gotten a penny now! I play every single day for 1-3 hours. It’s obvious the game is rigged to keep you from getting to the $10 cash-out minimum.”

It can be very frustrating to watch all those ads and realize that the app is rigged against you.

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How Does Lucky Money Work?

Installation and Registration

Lucky Money is only available for Android devices.

You can download and install it for free on the Google play store.

After the installation, you can start playing scratch cards without signing up.

However, you are encouraged to register with Facebook to ensure the safety of your account.


Cash And Tokens

Keep in mind that you will have two different balances: The cash and the token balance.

You can withdraw your cash balance via PayPal when you reach $10.

Also, you can redeem 20,000,000 tokens for a $1 Amazon Gift card.



Playing Scratch Cards

Every day, Lucky Money offers you 40 scratch cards for a chance to win cash and token prizes.

According to the Terms of Service, computers will randomly select winners before the start of the daily promotion period.

Keep in mind that not every scratch card will have a winner.

Besides, the company doesn’t tell us the odds of winning different prizes by scratching cards.

I have seen different prizes ranging from $1 to $1000.

All you have to do is scratch the card and match 3 symbols to earn the prize.

match 3 symbols

Even if you don’t match 3 symbols, you can still earn a few cents or tokens.

Most of the time, you will get 500 – 1000 tokens.

As I mentioned, you need 20 million tokens to exchange for $1!

To give you an idea, I scratched all the cards and collected just 47,000 tokens.


At this rate, I can expect to redeem my $1 gift card after 2 and a half years!

Different from Luck Day or Scratch Day, Lucky Money app doesn’t let you choose the scratch card from a list.

You can only play one card at a time.

According to the Terms of Service, you will be required to watch a short video ad after every 3 – 4 scratch cards.

However, that’s not always the case, and sometimes you may have to watch a video to get the scratcher. Otherwise, it will be discarded.

watch video


Lucky Egg 

Scratch cards also give you lucky mallets that you can use to smash golden eggs for rewards.

lucky egg

Each scratch card will give you 1 or 2 mallets.

When I collected 10 mallets, I broke an egg and won $0.10, 10,000 tokens and 7 Ruffle tickets.


Raffle Tickets

You can use your tokens to get entries for the hourly ($1), daily ($50), and monthly ($1,000) raffles.

I think you are much better off exchanging tokens for Raffle tickets instead of redeeming for Amazon Gift cards.

raffle tickets

Ticket for the hourly, daily and monthly raffles cost 25,000, 20,000 and 10,000 respectively.

Lucky Money will select one winner in a random drawing from all eligible tickets.

Therefore, the odds of winning depend on the number of tickets collected on each raffle.

You can enter a maximum of 1000 ticket entry per raffle.



Lucky Numbers

Every day, players can pick 5 numbers plus one lucky number from 60 regular numbers.

If you match the 6 numbers, you will win the jackpot of $100,000. It’s also possible to win by matching 1, 2, 3, 4, and 5 numbers.

The prizes and the odds of winning are as follows:

lotto prizes lucky money app


As you can see, the chances of winning $5, $50, and 100,000 are extremely low!


No Slot Machines or Spinning Wheels! 

Lucky Money used to have the lucky spin and the slot machine, but for some reason, they have removed these games.


Daily Rewards, Milestones and Leaderboard. 

You can get extra tokens every day by playing Lucky Money for up to 7 consecutive days or by reaching milestones.

daily rewards and milestones

Also, you will get $10 if you win the contest by collecting the highest number of tokens in a day.


Pros and Cons


  • Cash out to PayPal.
  • You can exchange tokens via Amazon gift cards.
  • It’s very addictive!
  • There are different ways to win cash prizes.


  • Your chances of winning big cash prizes are close to zero.
  • There are lots of ads!
  • The more you play, the fewer tokens you will earn per scratchcard.
  • Lucky Money can delete your account for any or no reason.
  • The value of a token is abysmal.



You have to be very lucky to win any significant prize with the Luck Money app.

Also, consider yourself lucky if you manage to reach the minimum payout threshold and cash out $10.

I am saying this because many people complain about getting stuck somewhere between $8 and $9.70.

They are claiming that you can never reach $10 and get paid.

Even though the app is free, you will waste a significant amount of time running videos on your device.

But as you can see, there is no guarantee that you will make any money!

On the other hand, developers are making guaranteed profits from advertisers.

Honestly, I don’t think it’s fair trade!

That being said, I don’t recommend the Lucky Money app for people who are serious about making money online.

Verdict: Legit 


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Final Words

Thanks for reading my Lucky Money app review. If you have any questions, feel free to leave me a comment below, and I’ll be more than happy to help! 😉

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