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Merge Money App Review – Does CASH Grow on Trees?

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Welcome to my Merge Money app review!

It’s not a surprise that every app that mentions the magic word “Money” goes viral in a matter of weeks.

Merge Money is no different! This idle game has been installed over 500,000 times and is probably reaching the 1 Million mark soon.

The developer doesn’t claim user can cash out via PayPal or Amazon cards.

However, many users fantasise the app might pay them once they reach a specific target. After all, lots of other games offer this opportunity.

For example, Tree for Money claims users can request a payment once they reach $200!

You are here because you value your time and you don’t want to play with unrealistic expectations.

So, can you grow an actual money tree with Merge Money? Keep reading to find out!



Merge Money Review


  • Name: Merge Money
  • Developer: VGames Studios
  • Eligibility: Worldwide
  • Price: It’s free to play, but there are in-app purchases available
  • Overall Rating: 2.5/5


What is Merge Money? 


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Merge Money is an idle game where you must merge money trees, collect diamonds, and most importantly, grow your cash balance.

As you unlock new pots of higher levels, you will earn more cash per second.

You can use virtual dollars to exchange for other in-game currency and achieve faster results.


Does Merge Money Pay? Is it a Scam?


Unlike many other games, Merge Money doesn’t claim users can win cash rewards through PayPal or Gift cards. So, it’s 100% legit!

Unfortunately, some people believe the virtual money has currency value, and that it should be transferred to their bank accounts. That’s just a pipe dream!

In my opinion, the company should display a clear message to users to warn them that this game is just for entertainment.

Instead, it just assumes players know this is a simulation.

Somehow, they benefit from this misunderstanding because lots of people keep asking how to cash out.

people asking how to make money

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How Does Merge Money Work?



Merge Money is available for iOS and Android devices. Once you install the app on our Phone or Tablet, you can play immediately.


How to Play Merge Money?

It’s quite similar to other merging games like Puppy Town and Cutie Garden. Except, it has a lot more features and doesn’t have any option to cash out.

You must drag and combine pots of the same level. By unlocking a new level pot, your tree will start generating more virtual dollars per second.

merge money gameplay

Besides, you will collect diamonds, which are used to buy higher level pots.

When you see an empty shelf, buy more pots to keep on merging. At level 1, they cost virtual dollars, but at higher levels, you must pay with diamonds.

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In the “Boosts” tap, you can get special boxes, win bonuses and speed up your tree growth. To earn such boosters, you can either watch a video or spend 15 diamonds.

In the “Upgrade” section, you can unlock extra levels and increase your productivity by up to 50%. Upgrading requires that you have enough checks, which can be collected using the money exchanger.

There are also specials such as Quests, Lucky Spin, Time collect, and more! These features will help you achieve faster progress.

The goal is to unlock the final level pot, which may take forever!

That’s basically the most important aspects of Merge Money.


There are Lot of Ads!

Merge Money will show you an insane number of commercials, which consume a lot of data.

As if the videos where not enough, they also display banners with different sizes!

Some of them are very intrusive and forces you to click them to keep playing. Here is one example:


As you can see, there is no option to close the banner, which doesn’t feel right!

The company replied so some negative reviews by saying they have adjusted the ads. Nevertheless, there are lots of them compared to other games!



Pros and Cons



  • Connect and play with friends.
  • It helps to pass the time.


  • The game is full of annoying banners and commercials.
  • Many players think it’s boring.
  • Very intrusive advertising.
  • There is no tutorial, so it can be quite overwhelming for some people.
  • Most videos promote “get-rich-quick” type of games that don’t pay a dime. So, be aware!




Merge Money is a decent idle game, but you should play it with the expectation to win actual money. That’s not gonna happen, folks!

The only one who is earning revenue is the developer. He has literally built a money tree to himself by showing you guys an incredible number of adverts.

Well, at least he is not promoting his game as an opportunity to transfer money via PayPal, as hundreds of other games do.

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Final Words

Thanks for reading my review of the Merge Money app. I hope it was helpful! So, what you think about this game? Did you enjoy it?


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