Welcome to my Cat Merge review!
Today, we’re diving into Cat Merge – Play & Earn Money, developed by JNB FUNPLAY DEV, a Hong Kong-based app that reached about 10,000 installs.
On the surface, it’s your standard merge game dressed up with adorable kittens and the promise of real PayPal payouts.
But just like the dozens of other “play-to-earn” apps flooding the Play Store, you’ll want to keep your guard up.
Why? Because this one is another early access title, which means you can’t leave reviews on Google Play.
And to make things worse, the app does not encrypt user data. That’s right, your information could potentially be exposed, making this more than just a harmless cat-themed time-waster.
With all that in mind, let’s break it down and see if this app is worth your time, or just another cash grab hiding behind cute graphics. Is it legit or fake? Let’s find out!
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What is Cat Merge?
Cat Merge – Play & Earn Money is a simple merge game with a heavy focus on rewards.
When you first launch the app, you’ll see your Coinbase-style in-game currency, along with a three-hour timer.
At the end of that timer, the coins you’ve earned supposedly convert into PayPal currency.
The menu is already cluttered with distractions: there’s an “Ocean Carnival” leaderboard that feels fake, a slot machine minigame that serves no real purpose, and—before you can even start merging cats—an ad.
That’s right, within seconds of opening the app, you’re already watching advertisements. And that pattern doesn’t stop.
The core gameplay is simple: tap to spawn cats, merge them into higher-level cats, and watch as your passive income ticks up at the top of the screen.
The more you merge, the more you earn—at least, in theory. There’s also a shop where you can directly buy cats instead of combining them, but either way, the main loop is the same.
How Does Cat Merge Work?
The monetization system is tied directly to the timer. Every three hours, the game tallies up your in-game earnings and converts them into a PayPal balance.
This sounds straightforward, but the reality is not so exciting!
In practice, the app constantly bombards you with ads. In my test, I was forced to watch three ads in just 1 minute, which makes the game nearly unplayable.
It’s one thing to sprinkle ads into a free game—it’s another to shove them down your throat at every possible moment.
As for the earning mechanics, they’re deliberately designed to feel rewarding at first.

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Higher-level cats generate more coins passively, and when the three-hour timer expires, you get your payout.
But the rate at which you earn decreases drastically over time, leaving you grinding for pennies.
Is Cat Merge Legit?
Now, let’s address the big question: Is Cat Merge legit? Well, technically, yes—it’s a real app that you can download and play.
And yes, it does let you cash out small amounts of money. In my test, I earned about 40,000 coins within the first hour of play, which converted into USD 0.04.
That payout actually did hit my PayPal account.
But just because the app isn’t a total scam doesn’t mean it’s worth your time. The massive amount of ads, combined with the painfully slow earning rate, makes it clear that the developer is profiting far more from your ad views than you are from playing.
And here’s the real problem: the app does not encrypt user data. This means your personal information—like PayPal details—could be intercepted or misused.
For an app promising real-world payouts, that’s a huge red flag.
Does Cat Merge Pay?
Yes, it pays. But the payout is so small that it’s hardly worth mentioning. After 60 minutes of gameplay, my reward was four cents.
Imagine grinding for hours, watching ad after ad, just to make a few cents!
The app does this on purpose. It gives you just enough of a payout early on to convince you it’s real, but the longer you play, the worse the returns get.
Meanwhile, the developer earns actual money from the flood of ads you’re forced to watch.
So yes, technically you’ll get paid—but no, it’s not worth the effort, and it certainly isn’t a sustainable way to earn anything meaningful.
Pros and Cons
Pros:
- Small Payouts: Pays out tiny amounts to PayPal (e.g., USD 0.04/hour).
- Simple Gameplay: Easy-to-understand cat-merging mechanic.
- Initial Rewards: Early payouts feel rewarding.
Cons:
- Excessive Ads: Three ads in one minute disrupt gameplay.
- Unencrypted Data: Serious security risk for user info, like PayPal details.
- Tiny Earnings: Earnings drop sharply, making it inefficient.
- No Reviews: Early access hides user feedback.
- Cluttered Interface: Useless features like leaderboards and mini-games.
- Grindy System: Slow rewards favor developer ad revenue.
Conclusion
Cat Merge – Play & Earn Money tempts players with adorable kittens and the allure of PayPal cash, but don’t be fooled—playing this game solely for money will leave you frustrated.
The potential earnings are minimal and far from guaranteed, making cash a secondary outcome at best.
The app’s relentless ads, unencrypted data risks, and negligible payouts make it a poor use of your time.
With an “early access” label hiding user reviews, there’s little transparency for dissatisfied players.
Unless you enjoy endless ads for a few cents, skip Cat Merge and invest your time in something more rewarding and secure.